ch.7 and foreclosure

does ch.7 protect you from owing any money to the mort.co.if they foreclose?

Ch 7 would usually protect you from owing any money to the mortgage company after they foreclose, but it would not prevent them from foreclosing and taking the property.

anything that would?

Nothing that I know of other than paying the mortgage.

i'd of never thought of that-seriously though- i am paying the monthly payments,but they want the 2 mos.i got behind on caught up by the 28th.i just don't have it right now and they don't seem willing to negotiate

If the mortgage terms give them the right to foreclose in such a situation, then there is no way I know of to stop them, other than making the payment.

maybe they'll listen to reason when i tell them about all the undisclosed damage,code violations,and hazardous material the seller neglected to mention-now that i think they may be doing me a favor,what was i thinking?

I doubt the bank will be concerned about the sales transaction. Their claim depends on the fact that they lent the money. That is all they would have to prove. What went on between the seller and you is not their concern.

However, you may have a cause of action against the seller.