Co Signed on Credit Account

[HilAi]

What is the name of your state (only U.S. law)? Alabama

So, here's my problem. I cosigned for a Care Credit account with GE Capitol with my ex boyfriend so he could have some dental work done. The bill currently sits at $660.90. He is refusing to make payments so I'm trying to decide my best course of legal action. My thought was I could pay off the account and close it (no more charges) and then take him to small claims court to recover the money. Any advice is appreciated.

 

[TheGeekess]

What is the name of your state (only U.S. law)? Alabama

So, here's my problem. I cosigned for a Care Credit account with GE Capitol with my ex boyfriend so he could have some dental work done. The bill currently sits at $660.90. He is refusing to make payments so I'm trying to decide my best course of legal action. My thought was I could pay off the account and close it (no more charges) and then take him to small claims court to recover the money. Any advice is appreciated.

That would be your best bet.
http://judicial.alabama.gov/library/rules_small_claims.cfm

 

[LdiJ]

What is the name of your state (only U.S. law)? Alabama

So, here's my problem. I cosigned for a Care Credit account with GE Capitol with my ex boyfriend so he could have some dental work done. The bill currently sits at $660.90. He is refusing to make payments so I'm trying to decide my best course of legal action. My thought was I could pay off the account and close it (no more charges) and then take him to small claims court to recover the money. Any advice is appreciated.

That is probably the best way to handle it. However, I would make sure that the account is closed immediately even if you do not pay it off immediately. You don't want him running up more charges while you are paying off the account.

 

[Zigner]

I doubt the OP has the authority to close the account.

 

[LdiJ]

I doubt the OP has the authority to close the account.

Its like a credit card. Either person can close it.

 

[Zigner]

Its like a credit card. Either person can close it.

The OP was specific about being a CO-SIGNOR. I know what Carecredit is. It's similar to a credit card, but it's NOT a credit card.