I did not realize. I used to eyeball my account and not account for every exact penny.I started oline banking and noticed what was going on. I did call them an explained to them that I did cancel and I had the cancellation paper as poof. I told them that I did understand that the gym has had 2 prevous names and wentout of busniess, but the gym that is open and charging me owes me for what they have stolen. I never autorized this gym to take funds. They told me that they just took over for the gym that went out of business. What do I do??