Future Small Claims Judgement

[smallSF]

What is the name of your state? California

I live in CA, and might be taken to small claims court. If a judgment is ruled against me, will it be detrimental to my credit to not pay? Would the plaintiff need to take steps on their own to make sure that I pay the judgement?

Thanks for your response and this website!

 

[bearflag70]

If a judgment is ruled against me, will it be detrimental to my credit to not pay?

It could (1) if plaintiff reports it to a credit reporting agency (CRA); (2) when the CRA finds the judgment at the court and reports it on its own; or (3) when the CRA discovers plaintiff put a lien on your home.

Would the plaintiff need to take steps on their own to make sure that I pay the judgement?

Unless you pay the legal debt owed, yes. Bank levies, wage garnishments, liens, etc.

 

[lovefish1]

Future Small Claims Judgment

CA

Yes it will affect your credit. I do it for a living and in most cases it is reported to Credit Reporting Companies and it will not go away. Make payments to the creditor or if you believe it is unjust you can fight it in court.

Good Luck !!!!!!!!!!