Please Help

[leelocke]

What is the name of your state (only U.S. law)? CA
How do i sue a out of state company for harrasment. Its a collection company that keep calling after i told them not to call back, The called every min for 5 min. What can i do.

 

[racer72]

What you describe is legal. Google FDCPA, read and weep.

 

[HomeGuru]

What is the name of your state (only U.S. law)? CA
How do i sue a out of state company for harrasment. Its a collection company that keep calling after i told them not to call back, The called every min for 5 min. What can i do.

**A: don't answer the phone, move to Mexico, disconnect your phone, pay the bill, read the FDCP Act and follow it.

 

[ilovetwins]

reply

pay your bill lol

 

[HomeGuru]

What is the name of your state (only U.S. law)? CA
The called every min for 5 min.


**A: how is that possible? They call every minute for 5 min? Do they have a time machine or something?

 

[mmmagique]

Lee, is this a collection agency or the original creditor?

If it is a ca, write them a letter and send it rrr, stating that from now on they can only contact you in writing. Tell them that it is inconvenient for you to accept phone calls from them.

Be aware, however, that this may make them realize that they cannot annoy you anymore, and that their only recourse is to sue you.

Good luck!

~Christina

 

[jdawg83]

I agree with Christina and everyone else on this posting. Once you contact the collection agency and inform them that you do not want them to contact you any more they are only allowed to contact you under certain situations...however for this to be valid you must send them a written confirmation of your request. If it is the Original creditor they do not have to abide by the FDCPA, but if they sold your debt to any third party then they are bound to follow the FDCPA (Fair Debt Collections Practices Act).

Make sure its not the OC first, if its not send them a letter CM so you have proof that you sent it, you can easily google C & D letters for Collection agencies to get a general idea of what the letter must contain. After you do all of that then if they contact you again you have claim to bring suit. You can either lodge a complaint with your State AG office, which really is the easiest way, or you can bring a claim to small claims court. More often than not it will be a Small Claims (if you read the FDCPA each violation is $1000) but that becomes a pain.

I am not giving you legal advice, I use to work for a Commercial Collection agency and that entailed learning the right and wrong ways to go about debt collection, most times a lot of collection agencies have you on a automated call log, and only when you pick up will it be transferred to a collection agent, so a letter will bring it to their attention. However like Christina said, depending on the dollar amount you owe, that will sometimes motivate a collection agency to file suit against you.

Hope this info helps

 

[VeronicaLodge]

What is the name of your state (only U.S. law)? CA
How do i sue a out of state company for harrasment. Its a collection company that keep calling after i told them not to call back, The called every min for 5 min. What can i do.

answer: pay them.