mrmaximillianrb
Junior Member
What is the name of your state (only U.S. law)? UT
Me and my wife have been fighting with a creditor's attorney on a debt that is questionable. We had incurred a dental bill that we had believed was paid by our insurance. We re-located to Europe for most of last year to to career-moves and sold our house. We never received any communication from anybody. Upon our arrival back to Utah we received letters claiming we owed a debt of about $2000 (whereas about half of that was fees and collection costs). They refused to give a detailed summary/detailed run-down of the owed debt, and the collection agency therefore sent our case to their attorney. They filed a motion for judgment, wheafter we filed a reply.
We FINALLY received a letter detailing the debt. We have now reached the point where there is a pretrial mediation hearing in 1 month. It does seem some of this debt could be correct although the fees and costs are highly excessive and unjust.
In this case, would you recommend just showing up with a cashier's check for what we believe the amount owing SHOULD BE at the mediation? Should we just offer to settle for a fair amount? Do you think the court will allow for a plan to pay off the debt over time?
We feel we have been treated poorly all the way and in no way given the details on this case until the last minute and would love to show these creditors and attorneys thay just cannot bully people around. Any reply is appreciated.
What is the name of your state (only U.S. law)? UT
Me and my wife have been fighting with a creditor's attorney on a debt that is questionable. We had incurred a dental bill that we had believed was paid by our insurance. We re-located to Europe for most of last year to to career-moves and sold our house. We never received any communication from anybody. Upon our arrival back to Utah we received letters claiming we owed a debt of about $2000 (whereas about half of that was fees and collection costs). They refused to give a detailed summary/detailed run-down of the owed debt, and the collection agency therefore sent our case to their attorney. They filed a motion for judgment, wheafter we filed a reply.
We FINALLY received a letter detailing the debt. We have now reached the point where there is a pretrial mediation hearing in 1 month. It does seem some of this debt could be correct although the fees and costs are highly excessive and unjust.
In this case, would you recommend just showing up with a cashier's check for what we believe the amount owing SHOULD BE at the mediation? Should we just offer to settle for a fair amount? Do you think the court will allow for a plan to pay off the debt over time?
We feel we have been treated poorly all the way and in no way given the details on this case until the last minute and would love to show these creditors and attorneys thay just cannot bully people around. Any reply is appreciated.
What is the name of your state (only U.S. law)? UT