What is the name of your state (only U.S. law)?
California
I am filling out a form for Consumer Demand for Arbitration before the
American Arbitration Association. I am asking that AT&T pay for damages it has done to my
credit rating. They used a collection company to collect on a debt that was an error on
there part. After five years, AT&T has claimed it was an error on their part and is buying
the debt back from the collection company. AT&T has paid the debt. Now here are my
questions how do I write in legal terms that AT&T did damages to my credit causing me to
pay higher interest rates on loans and credit cards? I also was denied credit and was
required to pay a bigger deposit on an apartment because this collection was on my credit
report. My second question is on the form it asked "Do you desire any non-monetary
outcome?" do I leave it blank? On the previous question, "How much money do you believe
you are owed?" I put $10,000 for 5 years of negative credit ratings. Thank you.
California
I am filling out a form for Consumer Demand for Arbitration before the
American Arbitration Association. I am asking that AT&T pay for damages it has done to my
credit rating. They used a collection company to collect on a debt that was an error on
there part. After five years, AT&T has claimed it was an error on their part and is buying
the debt back from the collection company. AT&T has paid the debt. Now here are my
questions how do I write in legal terms that AT&T did damages to my credit causing me to
pay higher interest rates on loans and credit cards? I also was denied credit and was
required to pay a bigger deposit on an apartment because this collection was on my credit
report. My second question is on the form it asked "Do you desire any non-monetary
outcome?" do I leave it blank? On the previous question, "How much money do you believe
you are owed?" I put $10,000 for 5 years of negative credit ratings. Thank you.
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