2
2001EXPLORER
Guest
What is the name of your state? Mississippi
2 years ago, a 99 olds alero was purchased from dealership, during the "transaction" I was sat down inside "financing reps" office, reading over the amount to be financed and down payment, in the "down payment section" the amount of 1000.00 was placed. I had made a check for only 500.00. He told me "if anyone ever asks you tell them you put 1000.00 down". The check was also supposed to be held for two weeks before deposit, nope. They deposited it early so I incurred those fees, but THEN said car quit, would not crank, and had a couple of recalls issued on it and I had to have it towed back to them. And I said forget it and went to get another vehicle.I went to my bank and "cancelled" said check.... Now two years later I get a letter from a lawyer in New Jersey stating I have 30 days to pay full amount.....How can there even be an "actual amount" if the dealership "falsely" told the finance company the amount I put down to begin with? Do I have any options here? I am getting ready to call them and dispute this like it mentions in the letter....
2 years ago, a 99 olds alero was purchased from dealership, during the "transaction" I was sat down inside "financing reps" office, reading over the amount to be financed and down payment, in the "down payment section" the amount of 1000.00 was placed. I had made a check for only 500.00. He told me "if anyone ever asks you tell them you put 1000.00 down". The check was also supposed to be held for two weeks before deposit, nope. They deposited it early so I incurred those fees, but THEN said car quit, would not crank, and had a couple of recalls issued on it and I had to have it towed back to them. And I said forget it and went to get another vehicle.I went to my bank and "cancelled" said check.... Now two years later I get a letter from a lawyer in New Jersey stating I have 30 days to pay full amount.....How can there even be an "actual amount" if the dealership "falsely" told the finance company the amount I put down to begin with? Do I have any options here? I am getting ready to call them and dispute this like it mentions in the letter....