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  1. #1

    SSD and then turning 62

    What is the name of your state (only U.S. law)? Florida
    What happens when a person on SSD turns 62? Does he or she then switch to SS?

  2. #2
    Join Date
    Aug 2010
    When you reach full retirement age, nothing will change, except for Social Security purposes, your benefits will be called retirement benefits instead of disability benefits.

    got it directly from the SS website

  3. #3
    Join Date
    Jan 2008
    Full Retirement Age is not 62. It depends on the OP's date of birth as to when he/she can collect SS benefits vs. SSDI.

    from the SSA website:
    [url=http://www.socialsecurity.gov/retire2/agereduction.htm]Retirement benefits by year of birth[/url]

    OP I suggest you call the SSA and ask a rep to explain.

  4. #4
    but you can take ss at age 62 (at a loss) correct?

  5. #5
    Join Date
    Jan 2008
    Yes, you can begin collecting SS at 62 but it will be less. I also should have clarified that I was referring to FULL retirement age - which is usually age 65/66/67, etc. depending on date of birth. Still though, I think you should call SSA and talk to a rep so that you clearly understand what, if anything, will happen in your situation at age 62.

    Last edited by applecruncher; 08-29-2010 at 03:24 PM.
  6. #6
    Quote Originally Posted by disneykid52 View Post
    but you can take ss at age 62 (at a loss) correct?
    A person can qualify for retirement Social Security at age 62 at a permanently reduced amount, not a loss, because you'll be getting it for 4-5 years more than you would if you waited for full retirement age (currently age 66).

    Or the person can wait until full retirement age with no reduction for early retirement.

  7. #7
    Join Date
    Jul 2003
    In the good old US of A
    Here ya go:

    [url=http://www.workworld.org/wwwebhelp/full_retirement_age.htm]Full Retirement Age[/url]

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