Mr.

[umnkan]

What is the name of your state?

I live in Florida.

I just got a ticket for speeding, and one of the options is to attend school and no points will be assessed. Does this mean that insurance will not see it at all? If insurance is aware, will it affect me? What does the law say?

[weenor]

In some states there is no mandatory reporting to insurance companies, so it is possible that if you say nothing your insurer will not know. I certainly wouldn't call up my agent and discuss the ticket.

Once the insurance company finds out about the ticket it will either drop you or raise your rates. Don't switch insurance companies for at least three years, because the new company will pull your record and discover the ticket. After that, if the new company will insure you at all, you will pay out the nose.