SAN DIEGO<CA
I was ticketed twice for "no proof of insurance" while driving someone else's vehicle. I was told by the court that the fine would be reduced from $1505 to $100 if I provided proof of Insurance. I asked my insurance agent to add the vehicle to my policy. My agent responded that "I was not the Registered Owner and that I could not insure a vehicle I didn't own. In order to insure the vehicle I would have to add the registered owner to my policy". I agreed. The agent collected the information and told me if I added that person to my policy, that my policy would be canceled as a result of the owners driving record.
I went to court and told the judge that I have done everything possible to insure the car, correct the ticket and reduce the fine. I explained that I am not legaly able to buy insurance for someone else's car; that I even tried to add the owner to my policy, but would have been canceled if I did; and I do have insurance on my cars.
The judge noticed a prior conviction for no insurance, and as my 2nd and 3rd offense, I was fined $5005.
The question is... How can I be held responsible (fined)for a violations that I have never had the capacity or legal authority to correct?
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