Can finance co. legally withhold my car title? In CA

[tjkmf]

Can auto finance co. legally with hold my car title, because they allege I owe late fees? If I dispute and refuse to pay, can they keep the title indefinitely? Also because they hold my title, they will not negotiate the amount. Any suggestions?

 

[JETX]

Yes, read my answer to this same question you asked a few days ago.

The answer is YES, they can keep the title until you pay 'late fees'. Especially since the late fees are usually by contract paid first when payment is eventually made. This makes the payment short and the 'carryover' is not late fees, but unpaid partial payments.

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Steve Halket
Judgment Recovery of Houston
[email protected]
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This is my PERSONAL OPINION and is not legal advice! Consult your local attorney for your specific situation and laws!

 

[tjkmf]

<BLOCKQUOTE><font size="1" face="Verdana, Arial">quote:</font><HR>Originally posted by Halket:
Yes, read my answer to this same question you asked a few days ago.

The answer is YES, they can keep the title until you pay 'late fees'. Especially since the late fees are usually by contract paid first when payment is eventually made. This makes the payment short and the 'carryover' is not late fees, but unpaid partial payments.

<HR></BLOCKQUOTE>
Sorry..Must have missed your first reply. Finance company sent a letter stating my account was concluded, but in checking records find that I have unpaid late fees. Except over the past year, from August-February I paid $30.00 more each month, than from February-July I paid 69.00 more each month. Basically over 400.00 more than what I owed. Yet my account was not paid of early, and I have no idea how extra money was distributed. I am sending a letter disputing and asking for records of all charges assessed and how money was distributed