nsf checks

[PilgrimPI]

In Wisconsin, if a check is presented to a bank and returned NSF to vendor, vendor redeposits check and check clears the second
time thru, does vendor have the right to charge service charge for NSF check?

 

[HomeGuru]

<BLOCKQUOTE><font size="1" face="Verdana, Arial">quote:</font><HR>Originally posted by PilgrimPI:
In Wisconsin, if a check is presented to a bank and returned NSF to vendor, vendor redeposits check and check clears the second
time thru, does vendor have the right to charge service charge for NSF check?<HR></BLOCKQUOTE>

Yes, because there was a charge for the first NSF check. Check with your State consumer protection office as some states require the vendor to provide an advance warning notice to the customer of a NSF service fee being charged. Absent the notice, the vendor may not charge the customer.

 

[PilgrimPI]

Thanks much!