R
rwenrich
Guest
I live in Jacksonville, FL. and my credit union is in Harrisburg, Pa. We post-dated a check for 2/3/00 when our direct deposit was to be there. The check was cashed before 2/2/00 and the funds were not there. The credit union then charged us a $20 fee. I spoke to someone from the credit union who, after arguing with me for some time said "it is illegal to post-date a check in Pennsylvania". I was looking through the U.C.C. and found nothing that said that it was illegal to post-date a check. I'll admit that I am having trouble understanding the language but wouldn't that fall under Article 3, Part 1, 3-108 (b) payable at a definite time? If so, shouldn't they refund my $20 since the check should not have been honored before that date? What do you think?
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Rick Wenrich
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Rick Wenrich