what about the lemon law ,used cars,in TN

[feather]

i bought a used car, from a 'rinky-dink" auto
dealer. it spent more time in the shop(theirs)than me driving it. when i had picked it up the last time from their lot,i drove about 10 minutes and it broke down again. so i went straight over there and told them where it was and they could have it .... ... so they got it and now it shows up on my credit report as repossession
and it is turned into a collection agency for collections....how can i get rid of this problem...when i told them i would get a lawyer for them to take the car back they said there was no need for that. it just showed up on my credit report recently, and it "hurts"...HELP !!!

 

[I AM ALWAYS LIABLE]

<BLOCKQUOTE><font size="1" face="Verdana, Arial">quote:</font><HR>Originally posted by feather:
i bought a used car, from a 'rinky-dink" auto
dealer. it spent more time in the shop(theirs)than me driving it. when i had picked it up the last time from their lot,i drove about 10 minutes and it broke down again. so i went straight over there and told them where it was and they could have it .... ... so they got it and now it shows up on my credit report as repossession
and it is turned into a collection agency for collections....how can i get rid of this problem...when i told them i would get a lawyer for them to take the car back they said there was no need for that. it just showed up on my credit report recently, and it "hurts"...HELP !!!<HR></BLOCKQUOTE>


My response:

There is no "lemon law" for used cars. You failed to have the car inspected by your own mechanic prior to purchase . . . so, you signed the contract, and you bought a car. You can do all the "returning" of the car you want, but the fact remains that the car is yours, you signed the contract, and you're responsible for the payments. If you fail to pay, it shows up on your credit report. And now that you have abandoned the car, they have a right to sell the car to obtain any monies due under the contract you signed. If they are unable to sell the car for the amount of the contract, you will remain on the hook for the balance, and they could sue you for that balance. You have no one to blame but yourself.

IAAL


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