What is the name of your state? OH
We are purchasing a second home for my mother-in-law to live in. We are considering it a second home but we would like her to contrubite to the mortgage as she is able while she can still work. If she pays us fair rent it will have to be rental income. If she pays the mortgage directly does that fall under rental income or gifting? I know plenty of people help with family member's mortgages or tuition or whatever and it is not "income".