Why I love the IRS

[anatidae]

What is the name of your state? Louisiana, but its a federal matter, so USofA

I had a student loan that I'd been ignoring for years. Bad call I know, but last year, I saw the light. I tried to negotiate with the loan holder and oddly they would not agree to my payment terms, but insisted on a greater amount paid per month. After failing to reach an agreement, they garnished me for nearly the exact amount I wanted to pay. Its getting paid, with the amount I wanted and that was the intent, so oh well. The garnishment started Sept./Oct 2007.

Advance to tax season this year. This debt has been attached to my SS# for at least 8+ years in a default status. Now that the garnishment has taken effect (started 3 months ago) and I am actively paying off the debt, NOW the IRS suddenly decides that I have an offset and that they need to waste months monkeying with my refund, before they screw up the amount owed and end up shorting my refund by a payment or 2 at least. That's my prediction and I have yet to see anything from the IRS telling me they have brains enough to not do that.

Can anyone answer the rather obvious WTF? Obviously previous agencies have reported this debt. Obviously, the could have chosen any year to withhold my taxes and pay the debt entirely.

Why in the hell did they wait until I've paid over half the debt AND am in a garnishment agreement for the rest before they decide to waste my time jerking me around about my refund?

The moral of this story is continue to lie to the IRS and dodge your debts. Apparently, since the minute you enter an agreement, its open season on your IRS refunds. Ignoring the debt however, seems to get you that refund in just a few days.. a week at max.

Am I the only one that thinks this is a truly st00pid system?

[Silverplum]

What *I* think is stupid is getting your ownself into a bad situation by your choices, and then complaining that "the government" is screwing you.

I also think it's stupid to come to a site filled with professional people and use a lot of swear words in your post. Grow up, teenchild.

Originally Posted by anatidae

What is the name of your state? Louisiana, but its a federal matter, so USofA

I had a student loan that I'd been ignoring for years. Bad call I know, but last year, I saw the light. I tried to negotiate with the loan holder and oddly they would not agree to my payment terms, but insisted on a greater amount paid per month. After failing to reach an agreement, they garnished me for nearly the exact amount I wanted to pay. Its getting paid, with the amount I wanted and that was the intent, so oh well. The garnishment started Sept./Oct 2007.

Advance to tax season this year. This debt has been attached to my SS# for at least 8+ years in a default status. Now that the garnishment has taken effect (started 3 months ago) and I am actively paying off the debt, NOW the IRS suddenly decides that I have an offset and that they need to waste months monkeying with my refund, before they screw up the amount owed and end up shorting my refund by a payment or 2 at least. That's my prediction and I have yet to see anything from the IRS telling me they have brains enough to not do that.

Can anyone answer the rather obvious WTF? Obviously previous agencies have reported this debt. Obviously, the could have chosen any year to withhold my taxes and pay the debt entirely.

Why in the hell did they wait until I've paid over half the debt AND am in a garnishment agreement for the rest before they decide to waste my time jerking me around about my refund?

The moral of this story is continue to lie to the IRS and dodge your debts. Apparently, since the minute you enter an agreement, its open season on your IRS refunds. Ignoring the debt however, seems to get you that refund in just a few days.. a week at max.

Am I the only one that thinks this is a truly st00pid system?

[anatidae]

Well, now that you've quoted the text, I will be unable to remove the offending acronym. Nice work, griping about it, then preventing corrections.

Secondly, you have a point. You are a professional. Professional what, I'm not sure, but by your word a professional. So, in your professional opinion, why did they wait until I was under a payment agreement before deciding that they needed my refund? Why not take it any of the other years I've gotten full tax refunds of similar amounts?

Third, I have to assume from your post that your life has been filled with joy and happiness and that you've never been in a position to admit wrongdoing on your own part, nor been frustrated by the obliviousness of the govt. to any individuals plight. Congrats, Herr Professional. Me on the other hand, I admitted my wrongdoing and took steps to address the problem, but, Im guessing that you were so busy attacking me and my post from your professional perspective, that you simply overlooked answering the question.

Again, thanks for taking the time from your professional day to troll here, now do you happen to have an insight or are we in for more of your "wit"?

[Silverplum]

Originally Posted by anatidae

Well, now that you've quoted the text, I will be unable to remove the offending acronym. Nice work, griping about it, then preventing corrections.

I did that on purpose. So that the responders know with whom they are dealing.

Well, and also to *punish* you a little.

Oh, and the rest of your little baby whining attitude? Take it to court. I could care less.

Cordially,
Herr Professional

[anatidae]

First, I have an ex-wife, so nothing you can do could even begin to scare me.

Secondly, then you dont get to whine about it, if you are the person preventing the edit.
If you were honestly offended by an acronym and the word hell, then you would have left the post open to edit. Since you quoted it, I have to assume, by your actions that you're preaching at others AND trolling.

Pick one..

and your last little post gives me a good insight into what job skill you are professional in.
Sadly, I would offend you were I to name the profession, but thanks for your posts, nonetheless.

[VeronicaLodge]

Im surprised you are even getting any of your refund back

[LdiJ]

Originally Posted by anatidae

Well, now that you've quoted the text, I will be unable to remove the offending acronym. Nice work, griping about it, then preventing corrections.

Secondly, you have a point. You are a professional. Professional what, I'm not sure, but by your word a professional. So, in your professional opinion, why did they wait until I was under a payment agreement before deciding that they needed my refund? Why not take it any of the other years I've gotten full tax refunds of similar amounts?

Third, I have to assume from your post that your life has been filled with joy and happiness and that you've never been in a position to admit wrongdoing on your own part, nor been frustrated by the obliviousness of the govt. to any individuals plight. Congrats, Herr Professional. Me on the other hand, I admitted my wrongdoing and took steps to address the problem, but, Im guessing that you were so busy attacking me and my post from your professional perspective, that you simply overlooked answering the question.

Again, thanks for taking the time from your professional day to troll here, now do you happen to have an insight or are we in for more of your "wit"?

If they didn't take it out of your refund before now, its because someone in the student loan administration messed up, and you got lucky. The IRS promptly offsets anything valid that they are told to offset. Therefore if there was any failure anywhere, it wasn't on the IRS's part.

Is the seizure of your refund going to pay you off in full? If so, you need to be contacting the student loan people ASAP to make sure that they promptly stop the garnishment. If not, then be greatful that you will be making payments for alot shorter time. It will save you money in interest.

[anatidae]

Actually, my refund exceeds the outstanding debt by almost twice...

I understand the debt is owed and I'm obviously paying it, I just dont understand
why the govt. just skipped it for years, waited until I started a payment agreement, THEN
decided that they wanted theirs RIGHT NOW.

Thank you nonetheless for your reply. I understand what you are saying
and honestly, I agree with it the silver linings mentioned, I'm just confused
as to why they started this crap now, rather than years ago.

Obviously something was missed somewhere, but for every agency that
handled this to not file and then suddenly for these clowns to worry about it
AFTER I started paying the debt and am over half thru with it, just seems
odd and punitive at the same time.

The confusion comes from the past 5-6 years of no worries, no problems,
but the minute I start paying the debt, its delay/take his money time. *sigh*

Again, thanks for answering the question and not deciding this is the place
to pick on me for past mistakes that I am now taking the time to correct.

Unlike Silver, I have made mistakes. Also unlike Silver, I'm willing to admit them.

[LdiJ]

Originally Posted by anatidae

Actually, my refund exceeds the outstanding debt by almost twice...

I understand the debt is owed and I'm obviously paying it, I just dont understand
why the govt. just skipped it for years, waited until I started a payment agreement, THEN
decided that they wanted theirs RIGHT NOW.

Thank you nonetheless for your reply. I understand what you are saying
and honestly, I agree with it the silver linings mentioned, I'm just confused
as to why they started this crap now, rather than years ago.

Obviously something was missed somewhere, but for every agency that
handled this to not file and then suddenly for these clowns to worry about it
AFTER I started paying the debt and am over half thru with it, just seems
odd and punitive at the same time.

The confusion comes from the past 5-6 years of no worries, no problems,
but the minute I start paying the debt, its delay/take his money time. *sigh*

Again, thanks for answering the question and not deciding this is the place
to pick on me for past mistakes that I am now taking the time to correct.

Unlike Silver, I have made mistakes. Also unlike Silver, I'm willing to admit them.

Yes, its odd that it worked out the way that it did....but hey, at least its over for you. However, you really do need to follow through and make sure that the garnishment will be promptly stopped. You will get a refund of any excess paid, but that could take a long time and it won't be coming from the IRS, it will be coming from the agency that made the garnishment.

[fairisfair]

Originally Posted by anatidae

Actually, my refund exceeds the outstanding debt by almost twice...

I understand the debt is owed and I'm obviously paying it, I just dont understand
why the govt. just skipped it for years, waited until I started a payment agreement, THEN
decided that they wanted theirs RIGHT NOW.

Thank you nonetheless for your reply. I understand what you are saying
and honestly, I agree with it the silver linings mentioned, I'm just confused
as to why they started this crap now, rather than years ago.

Obviously something was missed somewhere, but for every agency that
handled this to not file and then suddenly for these clowns to worry about it
AFTER I started paying the debt and am over half thru with it, just seems
odd and punitive at the same time.

The confusion comes from the past 5-6 years of no worries, no problems,
but the minute I start paying the debt, its delay/take his money time. *sigh*

Again, thanks for answering the question and not deciding this is the place
to pick on me for past mistakes that I am now taking the time to correct.

Unlike Silver, I have made mistakes. Also unlike Silver, I'm willing to admit them.

you are correct about one thing. YOU are totally UNLIKE Silver.

I personally don't see where ANYONE on this thread told you anything different. Just in a cozy, coddling sort of way. Apparently that made you feel all better.

Pay you shall!!! Period.