stressedoutNJ
Junior Member
I am calm --- just trying to stress that there are many inconsistencies here. After I spoke to the insurance company and could not get any information --- i reached out to him asking to confirm dates or coverage and if he could provide any documentation from the insurance company. He refused. All that I have is a barely legible note he put on the bottom of my paystub next to the amount he deducted for the insurance.Okay, if you can calm down and answer a few questions, maybe we can get to the bottom of whether it's legal or illegal. I can tell you that it is not inherently illegal, in that there isn't a law that prohibits an employer from charging the full payment from the law check. But there are laws that have to be followed, which may vary by employer and even within the same employer, by situation, so let's see what we can figure out. They are WELL within the time in which they have to give you any information about coverage dates; you'll get it eventually but they are a very long way from being illegal yet as far as that goes.
To begin with, how many employees does this employer have? Are all the employees in NJ or are some in other states?
Do you have a copy of the SPD?
Let's start with those and go from there.
All employees are in NJ and there are less than 20. I'm not sure what an SPD is...?