here is the state of michigan's anti-lapse law
http://www.legislature.mi.gov/%28S%28a1n3uo55gy1k1s2g3uhcxnb4%29%29/mileg.aspx?page=GetObject&objectname=mcl-700-2709
in this particular case, the deceased beneficiary is a family member, if i read the op correctly, which would mean that he would qualify.
so i think this means that the property that would have gone to the deceased beneficiary, now goes to the "beneficiary's surviving descendants".
someone else can dig more thoroughly to find out what exactly michigan means by surviving descendants. but i would not think the wife would be one ?
http://www.legislature.mi.gov/%28S%28a1n3uo55gy1k1s2g3uhcxnb4%29%29/mileg.aspx?page=GetObject&objectname=mcl-700-2709
in this particular case, the deceased beneficiary is a family member, if i read the op correctly, which would mean that he would qualify.
so i think this means that the property that would have gone to the deceased beneficiary, now goes to the "beneficiary's surviving descendants".
someone else can dig more thoroughly to find out what exactly michigan means by surviving descendants. but i would not think the wife would be one ?