Revocable trust requests by insurance

[ginal]

What is the name of your state (only U.S. law)? Florida - Citizens Insurance wants copy of my personal revocable trust to insure house. House is not owned by trust. What pages of trust am I obliged to send to insurance or anyone requesting a copy of trust? Is lst page of signatures enough?

 

[curb1]

What is their reason for wanting a copy of your trust if house is not titled in the trust? Different institutions sometimes have their own requirements for what they need. Generally it is not the whole trust.

 

[selhars]

Also, how'd they even know who had a trust.
It's been years since I had a house insured but I don't recall being asked that. Is it a standard question on insurance application documents or something?

 

[lester12345]

I too have a Revocable Living Trust. In addition to the rather lengthy document, I also have a document called "Certificate of Revocable Living Trust". This is a "short form" which is used for giving to someone wanting a copy of the Trust.

If the house is not titled in the name of the Trust, the insurance co. should not need any info on the Trust. However, I have titled my house in the name of the Trust to preclude the eventual cost of probating the house. I am still able to get the homestead exemption.