What is the name of your state (only U.S. law)? California. I am a general contractor licensed and insured, I hired a day labor to remove construction debris, however when I am not on site, the day labor ask the home owner to take him get another helper, and the homeowner took him to get the helper. The helper injured in less than 10mins while working and called 911. He then hired a lawyer sending a letter to the homeowner requesting insurance information. My question is as a general contractor, am I liable for such incident even though they picked up the helper without my consent?