Got in a wreck while on the clock..doing their business

[mellomann]

Tennessee.

I was leaving one office at my job to go and drop off checks at another when i had an auto accident. Even though it did not happen inside the plant, I had to fill out an accident report. I did not get injured, but if I did the workers comp would have taken care of it for me.

My BIG question is are they responsible for my vehicle as well? Its almost totaled and I did not have insurance..

[Beth3]

Worker's compensation would have covered any injuries you had but not your vehicle - that's your responsibility. It's not your employer's fault that you don't have auto insurance. If another driver was at fault for the accident, you may have some recourse against him/her for the damages you incurred.

[mellomann]

Originally Posted by Beth3

Worker's compensation would have covered any injuries you had but not your vehicle - that's your responsibility. It's not your employer's fault that you don't have auto insurance. If another driver was at fault for the accident, you may have some recourse against him/her for the damages you incurred.

Of course its not their fault that I did not have auto insurance, I was just pointing that out. However, my comany wants a copy of the police report. I think they are going to help me out with the damages to my car anyway.

[Beth3]

That's very nice of them if they're willing to do so. They aren't obligated to however.