What is the name of your state (only U.S. law)? Minnesota
I was waiting at a red traffic light with a car behind me and another on my right waiting to turn right when a woman turning into the lane to my left to go the opposite direction somehow lost control of her car and drove directly into my car pushing me into the car alongside and behind me.
We exchanged insurance info, police were called to scene to get stories and gave the woman that was clearly at fault what looked like a traffic citation. The other cars were able to drive away form the accident my car was not drivable and had to be towed to the repair shop.
Since the accident I have dealt with my own insurance company who have provided me with a rental car, I have been to the doctor and also to the chiropractor for pain related to the accident.
My Insurance company deemed that my car is a total loss, I have gap insurance but that still leaves me with no car and and a paid loan.
Should I be going through my own insurance when it was the other persons fault?
Would I be better off contacting the the at fault drivers insurance company?
It seems that I am a victim of the stupid driver and the insurance companies too.
Where should I go from here?
I was waiting at a red traffic light with a car behind me and another on my right waiting to turn right when a woman turning into the lane to my left to go the opposite direction somehow lost control of her car and drove directly into my car pushing me into the car alongside and behind me.
We exchanged insurance info, police were called to scene to get stories and gave the woman that was clearly at fault what looked like a traffic citation. The other cars were able to drive away form the accident my car was not drivable and had to be towed to the repair shop.
Since the accident I have dealt with my own insurance company who have provided me with a rental car, I have been to the doctor and also to the chiropractor for pain related to the accident.
My Insurance company deemed that my car is a total loss, I have gap insurance but that still leaves me with no car and and a paid loan.
Should I be going through my own insurance when it was the other persons fault?
Would I be better off contacting the the at fault drivers insurance company?
It seems that I am a victim of the stupid driver and the insurance companies too.
Where should I go from here?