I asked on XXX, "Do I need to fill out the Report of Motor Vehicle Accident (MV-104) under the following situations? The motorcycle renter slipped, and crashed my motorcycle, while he was the only one riding my motorcycle." But an attorney on XXX said "Technically, the driver is required to complete the MV 104 form and submit it." Then I asked,"I got another question, to confirm, I do not need to complete MV-104 even though the motorcycle needs about $3,500 to repair? If the renter fails to complete Report of Motor Vehicle Accident (MV-104), it is the renter's own loss? The attorney XXX said' "The law says the driver must fill it out and submit it. The bottom of the form requires the signature of the "driver"."