I am located in New Jersey.
A few months ago I was rear ended and it totaled the other car. The damage to mine wasn't that bad but I need a new bumper, and the pillars buckled a bit so there is some frame damage. The other driver's insurance company gave me $2600 for the repairs. I have been considering getting it repaired still. The car drives fine and I was planning on having it for a while so I wasn't in a rush.
This week, another car hit me while I was at work, same bumper, and the driver left a note with their name and phone number. My fiance recently got promoted and now has a company car, so we have three cars and we only need two. So now I want to sell my car that is damaged. I went to an autobody shop and they quoted me a little under $1000 for a brand new bumper, paint, labor, etc. They said the damage from the recent accident was at least $500. So I texted the driver of the most recent accident and asked them to pay that amount. They told me they know a body shop that will "touch up" my bumper for cheap, and I told them I do not want to do that.
It seems more likely that I will just want to go through insurance if they aren't willing to pay for the damages they caused. If this is the case, how does this work? I already had an insurance company give me money months ago to fix the damages from that accident, which were much worse. Obviously frame damage and everything else wouldn't come in to play here, but being that I need a new bumper and they very clearly hit my bumper, would their insurance company pay for the $1000 repair?
I know this is a lot of information. If I need to clear anything up, please let me know.
Thanks!
A few months ago I was rear ended and it totaled the other car. The damage to mine wasn't that bad but I need a new bumper, and the pillars buckled a bit so there is some frame damage. The other driver's insurance company gave me $2600 for the repairs. I have been considering getting it repaired still. The car drives fine and I was planning on having it for a while so I wasn't in a rush.
This week, another car hit me while I was at work, same bumper, and the driver left a note with their name and phone number. My fiance recently got promoted and now has a company car, so we have three cars and we only need two. So now I want to sell my car that is damaged. I went to an autobody shop and they quoted me a little under $1000 for a brand new bumper, paint, labor, etc. They said the damage from the recent accident was at least $500. So I texted the driver of the most recent accident and asked them to pay that amount. They told me they know a body shop that will "touch up" my bumper for cheap, and I told them I do not want to do that.
It seems more likely that I will just want to go through insurance if they aren't willing to pay for the damages they caused. If this is the case, how does this work? I already had an insurance company give me money months ago to fix the damages from that accident, which were much worse. Obviously frame damage and everything else wouldn't come in to play here, but being that I need a new bumper and they very clearly hit my bumper, would their insurance company pay for the $1000 repair?
I know this is a lot of information. If I need to clear anything up, please let me know.
Thanks!