SPROUTLADY123
Member
Medical insurance plans often have a provision that allows the insurance company to be reimbursed out of a claim settlement or award for any treatment that the insurance company pays for.
"I was told" is one of the most dangerous phrases in the English language. People who "tell" you things are often clueless.
While it's quite possible that your HMO plan doesn't cover treatment necessitated after an auto accident I wouldn't take anybody's word for without reading it personally in the plan policy or contract.
I suggest you do that.
Since I had absolutely no idea that my insurance company would pay (because from the beginning I was told this, that I was completely covered for my medical bills under the no fault, and now I come to hear that my insurance company paid the nursing home because, as they put it, "I am entitled to medical care and so they paid", good lord. I just wrote to my lawyer and told him all of this.
I only know that I was operated on, given paid meds, retained an attorney, was told I would be compensated for my pain and suffering..... and during my stay at the nursing home, I was contacted by the billing department of the nursing home and told them I was hit by a car, covered under no fault, and gave them my attorney's name. I sent every bill I received from anybody, well I sent them directly to my attorney. I have absolutely no family.
Please tell me I"m not screwed.
sproutlady