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Do you need to hand write and notarize your credit card bureau dispute letters?

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russharv63

Junior Member
What is the name of your state (only U.S. law)? Virginia
I bought a book about credit repair and the author, John D. Harris, says that when you write your dispute letter's to the credit card bureaus that you should hand write the letters and also have them notarized. Do you think that is necessary?
 


Taxing Matters

Overtaxed Member
What is the name of your state (only U.S. law)? Virginia
I bought a book about credit repair and the author, John D. Harris, says that when you write your dispute letter's to the credit card bureaus that you should hand write the letters and also have them notarized. Do you think that is necessary?
No, that is not necessary. Nothing in the federal Fair Credit Reporting Act (FCRA) requires that nor do I see any benefit from doing that. The letter need only be signed by you to be effective under the FCRA.
 

adjusterjack

Senior Member
What is the name of your state (only U.S. law)? Virginia
I bought a book about credit repair and the author, John D. Harris, says that when you write your dispute letter's to the credit card bureaus that you should hand write the letters and also have them notarized. Do you think that is necessary?
Neither necessary nor required.

In fact, in many cases, you can file your dispute online with the credit bureau.
 

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