I wish it was as easy as you just wrote.
I have spoke with them, they even offered 50% off sale for November. But they would not delete. In my opinion, they are manipulating persons credit file to trash their FICO score. Its really a game to them. I would have even paid 100%, But they have to delete for that. All they would do is offer to show paid, and told me to dispute with the CRA. Come on, I was dealing with the people that put the derog there, They can certainly remove, what i consider incorrect information. So they can settle for that also. Thats how easy it is. If they want to play trash, then if the SOL is expired they can go pound sand somewhere.