Hello, Cbg and tranquility, appreciated very much your instant response, I am so impressed about this website that I could get instant help, what an amazing website.
I had the very similar situation with Borrayo, I am from Texas, This is my first time enrolled FSA, and I am not familiar at all how the system works, I took the assumption I should take care of this before I do the tax-returns, and apparently I missed the deadline(huge mistake), and then called the flexible spending account (FSA) company, they asked me work with HR benefit officer before file anything online as I already passed the deadline, after I explained my situation, they told me nothing they could do about it.
While I understood the rules made for a reason, myself feel this is not fair, the money had been took from my paycheck, they even charge me administrative fee ($12 each account for medical and child care), but no email reminder at all either from the FSA company nor from my HR, and now I lost all those money.
Still, I appreciated it very much if anybody here could give me some suggestions: I) any materials I could use for a appeal letter; II) since the chance to get the money back is low, similar as Borrayo original asked, how do I claim the loss of that amount money when I do tax-return. Any suggestions will be greatly appreciated. Thanks again,