Hello,
I'm writing from Illinois.
In October of 2005 I was contacted by a debt collection agency in Illinois who said I owed a credit card company a particular amount of money. I was told that if I didn't believe that they had contacted the correct person that I should dispute the letter. I sent an initial letter disputing, they sent me a response wanting a copy of my drivers license and Social Security Card. I sent the information and they confirmed that I wasn't the person responsible as the SS# did not match the information of the person they were looking for. So only a same name issue but not the responsible party.
In May of 2007 this same collection sent me another letter which was some sort of Privacy Statement. I called and was told it was basically nothing to be concerned with.
Here is is November or 2008 and today I received another letter from a different Dept Collection agency in New York but for the same debt that I had been cleared of from the first dept collection agency in 2005. Same account number with a slightly lower amount. I'm going to assume I have to jump through the same hoops as before but wondered if anyone has any advise.
I do have my letters back and forth from the 2005 situation that I was going through today and in one of those letters I had written that I had been contacted 3 year prior to that (2002) in reference to the same debt and was cleared that time as well, though I don't have any paperwork in reference to that one (pre computer backups).
Should I go to an Lawyer about this issue this time around? Should I simply send in another letter trying to clear my name on my own.
If any more information is needed my appoligies and I'll get that to you as so as possible.
Thanks in advance.
Jake
I'm writing from Illinois.
In October of 2005 I was contacted by a debt collection agency in Illinois who said I owed a credit card company a particular amount of money. I was told that if I didn't believe that they had contacted the correct person that I should dispute the letter. I sent an initial letter disputing, they sent me a response wanting a copy of my drivers license and Social Security Card. I sent the information and they confirmed that I wasn't the person responsible as the SS# did not match the information of the person they were looking for. So only a same name issue but not the responsible party.
In May of 2007 this same collection sent me another letter which was some sort of Privacy Statement. I called and was told it was basically nothing to be concerned with.
Here is is November or 2008 and today I received another letter from a different Dept Collection agency in New York but for the same debt that I had been cleared of from the first dept collection agency in 2005. Same account number with a slightly lower amount. I'm going to assume I have to jump through the same hoops as before but wondered if anyone has any advise.
I do have my letters back and forth from the 2005 situation that I was going through today and in one of those letters I had written that I had been contacted 3 year prior to that (2002) in reference to the same debt and was cleared that time as well, though I don't have any paperwork in reference to that one (pre computer backups).
Should I go to an Lawyer about this issue this time around? Should I simply send in another letter trying to clear my name on my own.
If any more information is needed my appoligies and I'll get that to you as so as possible.
Thanks in advance.
Jake