What is the name of your state (only U.S. law)? California
Hi,
I am added on my spouse's insurance provider (Secondary) as well as through my employer(Primary).
I took entire pregnancy care from a hospital which accepts only my secondary insurance.
The hospital did not ask me if I had any Primary insurance. They just accepted me based on my Secondary insurance.
Towards the end of my pregnancy the Secondary insurance provider asked me if I had any Primary coverage and I said yes.
Now, the Secondary provider is denying all my medical expense claims.
They are asking me to contact Primary insurance provider and if the Primary denies the claims then they will look into it.
Am I liable to pay if both of them reject the claims?
Was it my responsibility to declare my Primary insurance details to the Secondary company.
Was it the hospital's or the Secondary's responsibility to ask my me about my Primary provider?
Thanks
Hi,
I am added on my spouse's insurance provider (Secondary) as well as through my employer(Primary).
I took entire pregnancy care from a hospital which accepts only my secondary insurance.
The hospital did not ask me if I had any Primary insurance. They just accepted me based on my Secondary insurance.
Towards the end of my pregnancy the Secondary insurance provider asked me if I had any Primary coverage and I said yes.
Now, the Secondary provider is denying all my medical expense claims.
They are asking me to contact Primary insurance provider and if the Primary denies the claims then they will look into it.
Am I liable to pay if both of them reject the claims?
Was it my responsibility to declare my Primary insurance details to the Secondary company.
Was it the hospital's or the Secondary's responsibility to ask my me about my Primary provider?
Thanks