What is the name of your state?Virginia
A couple of years ago I fractured my wrist and needed physical therapy. I went to a local facility and received therapy for several months. Every time I went I paid a co-pay of $15.00. I thought that my co-pay should have been higher so I asked on at least 3 separate occasions if they were sure that the amount was correct and was assured that it was. About 8 months after I stopped going I got a bill for 750.00. After unsuccessful attempts to discuss this with someone at the facility I contacted my insurance company. They contacted the 3rd party billing company and was told that the bill was for additional co-pay, that the services I was getting required a larger co-pay than I had paid. Had the co-pay been more than they were charging me at the time I would have stopped going long before I did. I felt like the bill for additional co-pay was unjust and bordering on fraud so I ignored the bill and didn't hear from the company for nearly a year. I just received a letter from a collection agency wanting payment. I my mind i compare this to buying groceries every week for 6 months and then getting a bill from the store saying that they didn't charge me enough. Am I liable for this?
A couple of years ago I fractured my wrist and needed physical therapy. I went to a local facility and received therapy for several months. Every time I went I paid a co-pay of $15.00. I thought that my co-pay should have been higher so I asked on at least 3 separate occasions if they were sure that the amount was correct and was assured that it was. About 8 months after I stopped going I got a bill for 750.00. After unsuccessful attempts to discuss this with someone at the facility I contacted my insurance company. They contacted the 3rd party billing company and was told that the bill was for additional co-pay, that the services I was getting required a larger co-pay than I had paid. Had the co-pay been more than they were charging me at the time I would have stopped going long before I did. I felt like the bill for additional co-pay was unjust and bordering on fraud so I ignored the bill and didn't hear from the company for nearly a year. I just received a letter from a collection agency wanting payment. I my mind i compare this to buying groceries every week for 6 months and then getting a bill from the store saying that they didn't charge me enough. Am I liable for this?