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Suing for money that needs to be owed back

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Dallasfan12

Active Member
My sister-in-law started dating this guy about a couple of years ago when they first met. They've been dating for a while until things got rough in the relationship because of him. Going back on the subject, he was still close and wanted to be friends with her and was going through a lot. He used to serve in the Navy and gets benefits through the VA still to this day. He was going through financial trouble and more by which my wife and I agreed to let him stay until he got back on his feet. Well anyways, he started asking my sister-in-law and me about getting payday loans and we both didn't agree with it but he insisted on paying us back and showed us check stubs he had before for paying people off which was a lot of money and gave proof. After a while of getting loans, he kept saying that he was going to pay us back and that he had money for us but every time the day would come to pay us back, he would make excuses saying that he went to the hospital and wasn't feeling good or that he got caught up with some bad people. This has been going on for a couple of months now.

He owes my sister-in-law and me about $20,000 each which includes our personal money to pay off all these loans and more. We currently live in Texas right now and are going through paycheck to paycheck trying to pay off bills along with loans that he got us into. There is no written agreement unfortunately but we do have proof that he admitted he got us into the situation and he verbally agreed to pay us back the money as well. Also, he wrote both of us a blank check each for $20,000 but on my check he didn't write his name and on my sister-in-law's check, he wrote everything but only in pencil. One last thing, on his life insurance policy, he had the audacity to put me as his beneficiary when he passes away which is $50,000 on his life policy. I never intended him to put me on his policy but he did anyway to think only when he passes away I'll get the money. I will never in my life would do that and would give the money towards his family instead. We're just tired of his games and wanted to know what should we do?

(Update) *: We have proof of phone recordings, text messages, and even photos of him with money that he'll give to us to pay off these loans. There is a lot of evidence to prove for the both of us.


Thank you.
 
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PayrollHRGuy

Senior Member
I am very confused by your post.

Did you make loans to him directly or did you cosign some some sort of payday loan for him.
 

HighwayMan

Super Secret Senior Member
You seem to imply that his life insurance costs YOU $50 grand.

If you want he can put ME on his policy as beneficiary and I won't complain.


I am very confused by your post.

Did you make loans to him directly or did you cosign some some sort of payday loan for him.
I agree. Totally confusing.

Also, how does a relationship get "hasty"?
 

Dallasfan12

Active Member
I am very confused by your post.

Did you make loans to him directly or did you cosign some some sort of payday loan for him.
He insisted on me getting loans since he was maxed out I guess so I had to sign my name in writing to help him out by which he agreed verbally to pay my sister-in-law and me both back. He still hasn't till this day. But we have phone recordings of him saying that he'll owe us more than expected. Sorry for the confusion.
 
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Dallasfan12

Active Member
You seem to imply that his life insurance costs YOU $50 grand.

If you want he can put ME on his policy as beneficiary and I won't complain.




I agree. Totally confusing.

Also, how does a relationship get "hasty"?
True, but his family might have a say in it by which I don't want no part in the situation regarding his life policy. The reason why the relationship between my sister in law and him got hasty was because of his attitude towards her and how he reacts negatively all the time by also being demanding. Plus, he urges my sister in law that if he wants things between them right regarding the money issue, he urges her to send him nude pics to solve our situation. My sister in law refused and we have more proof against him. Basically it seems like he does have the money but just holding grudge against her to control her and more.
 
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HRZ

Senior Member
You got scammed ...kiss your money goodbye.....even Sampson cannot squeeze money out of a stone
 

Dallasfan12

Active Member
Boy, this winner saw you and your sister in law coming, didn't he?
"Winner"? more like loser in this situation. You don't understand, we have proof of phone recordings, text messages, and even screenshots of him with money he promised to pay us back saying that he did owe us the money and even admitted he got us into the situation.
 

Dallasfan12

Active Member
You got scammed ...kiss your money goodbye.....even Sampson cannot squeeze money out of a stone
Well here's the crazy part about that, he has his mail from the VA go directly towards my in-law's household, even though he lives with his mom in another town. Plus, he still has some of his clothes and a couple pair of shoes at my apartment still in a bag along with some medication. He also even still texts my sister in law about the issue and they spoke today as I'm typing this. It's weird I understand but he just made matters worse.
 

Zigner

Senior Member, Non-Attorney
Yeah unfortunately but what kind of court do we need to go to rightfully gain our money back?
First, you need an attorney. This is not a do-it-yourself project for you. The cost for the attorney comes out of your pocket, up front, and won't be recovered through the lawsuit.

Second, even if you get a judgment, how do you expect to collect?
 

cbg

I'm a Northern Girl
I was using winner in the derogatory sense, as in, "Boy, that jerk's a real winner - did you see what he just did?". But if you chose to interpret it as having been that he won something; well, he won a whole lot of your money that you were fool enough to give him for no reason except that "he insisted".
 

adjusterjack

Senior Member
what kind of court do we need
In Texas they are simply called County Courts (technically Statutory County Courts) and they handle civil cases over $10,000 and up to $200,000.

To find yours, google (your county's name)County Court.

If you are willing to sue for only $10,000 and waive the rest you can use your local justice court (small claims). It's less formal and you won't necessarily need a lawyer.

Might be wise to go that route since you are unlikely to ever see a penny from this low life even if you win the lawsuit. At least you avoid paying thousands in attorney fees that you don't get back.
 

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