What is the name of your state? California
I own a condo in CA on the bottom floor of a 3 story building. The top unit was having work done. Someone apparently broke the fire sprinkler line. No one knew how to shut off the water. Fire Department came and helped clean out water and reported that someone working in top unit stepped on and broke the line. I do not have any insurance other than the Association provided insurance. Top unit has insurance. I have their claim number and spoke with their insurance company. They claim they have no responsibility to take care of the damage their insured caused.
The HOA sent in a water clean up company without calling or discussing with me. I have a tenant in the unit. Who is responsible for the water clean up bill? Who is responsible for repairing the damage to my unit? Who is responsible for costs to my tenant who has to leave the unit? HOA says they have a $10,000 deductible. Do I have to pay the $10,000 deductible for my unit? What will this master insurance cover for me?
Now clean up crew is claiming we have old mold that needs to be remediated. I have owned the unit over 10 years with no water issues before. If there really is mold, which I doubt who is responsible for that? They claim they cannot do any repairs until I pay them to do mold remediation. Is this a typical scam in water flooding issues?
I own a condo in CA on the bottom floor of a 3 story building. The top unit was having work done. Someone apparently broke the fire sprinkler line. No one knew how to shut off the water. Fire Department came and helped clean out water and reported that someone working in top unit stepped on and broke the line. I do not have any insurance other than the Association provided insurance. Top unit has insurance. I have their claim number and spoke with their insurance company. They claim they have no responsibility to take care of the damage their insured caused.
The HOA sent in a water clean up company without calling or discussing with me. I have a tenant in the unit. Who is responsible for the water clean up bill? Who is responsible for repairing the damage to my unit? Who is responsible for costs to my tenant who has to leave the unit? HOA says they have a $10,000 deductible. Do I have to pay the $10,000 deductible for my unit? What will this master insurance cover for me?
Now clean up crew is claiming we have old mold that needs to be remediated. I have owned the unit over 10 years with no water issues before. If there really is mold, which I doubt who is responsible for that? They claim they cannot do any repairs until I pay them to do mold remediation. Is this a typical scam in water flooding issues?