stlsfinest15
Member
What is the name of your state? Texas
When applying for a credit card with a 0% transfer fee, I included all information asked. Included 3 accounts with amounts that I'd like transferred. There is no information anywhere (I have all pages printed out) about a limit on how much can be transferred. It states on the Terms and Conditions the "If the amount you request exceeds yout Total Credit Line, we may send full or partial payment to your creditor in the order you provide them to us", but I have no line of credit while applying. No disclaimer or pop-up or even warning that the amount I entered may possibly be too much. After I clicked through the application and applied for the card, it kicked me out an approval e-mail. On this e-mail it stated that a certain amount was approved for transfer, which was about a third of the total. If I had any sign that the amount I entered wasn't even going to be half accepted, I wouldn't have applied for the card. I'm rebuilding after a divorce and every point of credit for me is a big deal, so the company running my credit without stating that the amount might not be covered hurts. Is this something that I should just take the and move on or should I pursue arbitration?
When applying for a credit card with a 0% transfer fee, I included all information asked. Included 3 accounts with amounts that I'd like transferred. There is no information anywhere (I have all pages printed out) about a limit on how much can be transferred. It states on the Terms and Conditions the "If the amount you request exceeds yout Total Credit Line, we may send full or partial payment to your creditor in the order you provide them to us", but I have no line of credit while applying. No disclaimer or pop-up or even warning that the amount I entered may possibly be too much. After I clicked through the application and applied for the card, it kicked me out an approval e-mail. On this e-mail it stated that a certain amount was approved for transfer, which was about a third of the total. If I had any sign that the amount I entered wasn't even going to be half accepted, I wouldn't have applied for the card. I'm rebuilding after a divorce and every point of credit for me is a big deal, so the company running my credit without stating that the amount might not be covered hurts. Is this something that I should just take the and move on or should I pursue arbitration?