What is the name of your state (only U.S. law)? Texas
I have been living in my apartment for seven years and back in 2007 an eviction was filed against me (due to a miscommunication regarding a payment arrangement I made). I had to go to court and it was agreed that as long as I paid the past due amount, I could reside at the apartment. I paid everything back and have been living there ever since. I didn't know until recently that judgement was causing negative reporting to my credit report and has prevented me from completing the process of getting a house and even moving into a different apartment. Leasing agents state that this will reflect as an eviction even though I currently reside in the same place. I requested and receive a letter from my landlord stating that I paid the amount that was owed and I am in good standing. I also filed this same letter at the courthouse. The people I am dealing with to try to get a house stated that the letter will not suffice even though it was filed at the court and has the courthouses' stamp on it. In addition, I have submitted the letter to the credit unions, however this has not worked in removing the judgement from my reports.
If at all possible, can someone advise me on what additional steps need to be taken to clear this judgement from my credit reports? Thank you in advanced for any available advice and/or assistance.
I have been living in my apartment for seven years and back in 2007 an eviction was filed against me (due to a miscommunication regarding a payment arrangement I made). I had to go to court and it was agreed that as long as I paid the past due amount, I could reside at the apartment. I paid everything back and have been living there ever since. I didn't know until recently that judgement was causing negative reporting to my credit report and has prevented me from completing the process of getting a house and even moving into a different apartment. Leasing agents state that this will reflect as an eviction even though I currently reside in the same place. I requested and receive a letter from my landlord stating that I paid the amount that was owed and I am in good standing. I also filed this same letter at the courthouse. The people I am dealing with to try to get a house stated that the letter will not suffice even though it was filed at the court and has the courthouses' stamp on it. In addition, I have submitted the letter to the credit unions, however this has not worked in removing the judgement from my reports.
If at all possible, can someone advise me on what additional steps need to be taken to clear this judgement from my credit reports? Thank you in advanced for any available advice and/or assistance.