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Recent content by am4tas

Accident - Bankruptcy - Criminal Law / DUI - Business - Consumer - Employment - Family - Immigration - Real Estate - Tax - Traffic - Wills   Please click a topic or scroll down for more.

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    New Homeowners wants Premium BEFORE Application

    One point of fact not mentioned was that this broker sent me sample PDF of the policy he would be selling early in this process (at my request), but failed to mention that the application would become part of it. The policy was fine. I cannot be completely specific because some of my reasons are...
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    New Homeowners wants Premium BEFORE Application

    Thank-you for the great PDF...it was quite educational. When I said "Perhaps it contains some completely unacceptable term than makes what I already paid a problem(?)" that was meant to be theoretical---like "why would I ever pay for something without reviewing its merits?" I should have been...
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    New Homeowners wants Premium BEFORE Application

    Good point all, thank-you. I AM dealing with an independent broker. So I went to the insurance company's website and made a general inquiry on one of their forms. It went like this: "May I see an application for homeowners insurance prior to purchase?" Here is the response I received: "Thank...
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    Disputing CLUE report

    What is the name of your state?TX Paid homeowners for 42 years without claim. Harvey hit. Asked agent if certain minor items were covered at all. "Somehow" claim got filed for unknown amount attributable to "wind" which I requested immediately closed/nullified. We paid all the minor repairs...
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    New Homeowners wants Premium BEFORE Application

    Thank-you for that. The State insurance help line had never heard of this practice. I can't imagine why anyone would ever pay up front just to find out if what they paid is right. Obviously they quoted without a credit check, although they ran a CLUE report. One has to wonder why I ask "can I...
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    New Homeowners wants Premium BEFORE Application

    What is the name of your state? TX Every other company I have dealt with asks me to apply, approves, quotes, then inspects. I would prefer not to pay a whole lot just to find out I have been given a low-ball quote, or even that there is some requirement to provide sensitive personal data on some...

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