Recent content by Devilman93

The use of any false representation or deceptive means to collect or attempt to collect any debt or to obtain information concerning a consumer.

(5) Causing a telephone to ring or engaging any person in telephone conversation repeatedly or continuously with intent to annoy, abuse, or harass any person at the called number.

You don’t seem to understand that laws are limits on behavior and that banks and businesses cannot just do whatever they want, it must fall under the law. I could care less about internal protocols. The law applies to them all. You don’t seem to grasp that concept.

The collectors have violated fdcpa rules. I have filed complaints with the cfpb, fdic and treasury department. Today I have been called multiple times by the same banks and after speaking with them continues to call. I think that should qualify as harassment. It doesn’t matter how banks or call...

https://www.ftc.gov/enforcement/rules/rulemaking-regulatory-reform-proceedings/fair-debt-collection-practices-act-text#805

They are falsely representing themselves as the bank and collecting information under false pretense.

https://www.ftc.gov/enforcement/rules/rulemaking-regulatory-reform-proceedings/fair-debt-collection-practices-act-text#805

I’m pretty sure this is how it happened. Hacking the call center or it might have been just how they justify selling their customers information

It depends on the banks response. I have 2 more banks that are doing the same thing. So far just Cap 1 and Sync bank

I find an attorney and start a class action lawsuit and use the federal regulators to fix any leaks. I’m not looking for a settlement, I’m trying to prevent anyone from being deceived and information stolen and potentially used to ruin their life.

The ssn was just my personal example of how rampant information theft is. I don’t have plans to sue anyone for it at this point. What I’m saying is that people think they’re talking to their banks employees when in fact they are not and then giving them all the information they ask for under the...

I filed a complaint with 2 federal agencies and not hiring an attorney until the bank makes me an offer, proving they are complicit in the practice.

It’s not about the debt it’s about collecting the information. That’s where they break the law. They already have my information from the bank ok. They call me fine. But on a recorded line they ask for the information again claiming that they need it, false and that they work for my bank false...

(10) The use of any false representation or deceptive means to collect or attempt to collect any debt or to obtain information concerning a consumer.

(10) The use of any false representation or deceptive means to collect or attempt to collect any debt or to obtain information concerning a consumer.