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Recent content by Dragonbits

Accident - Bankruptcy - Criminal Law / DUI - Business - Consumer - Employment - Family - Immigration - Real Estate - Tax - Traffic - Wills   Please click a topic or scroll down for more.

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    Billing question

    This could be an expensive lesson. You checked with everyone EXCEPT the most important entity, the company paying the bill. If your health insurance has online access to look at your claims, go there to see if those bills were submitted and rejected, otherwise known as your EOB. That is the...
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    Car insured but owner does not drive?

    As in, blessed be the meek??
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    Car insured but owner does not drive?

    FWIW: I posed the original question because I read so many situations on this forum of people who had done foolish things, have an accident then try to "fix" the past and live to regret it. I thought it better to ask what might happen if I did something before I actually took and action, and...
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    Car insured but owner does not drive?

    Thank you, you can also get a licensed physician to report it, but of course the state only investigates, and it's 60/40 whether my mother would pass an investigation or not, I think she might well pass. I am not sure what a driving investigation entails, but 12 months ago her physician...
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    Car insured but owner does not drive?

    You people would be terrible in court Making a lot of assumptions of things not in evidence. I knew what I could do about the DMV years ago, but there isn't any need to do anything. For multiple reasons, she won't go to the DMV without me and also near the top of the list is you need keys to...
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    Car insured but owner does not drive?

    xylene You have a legal misconception. Such a letter to the DMV, has absolutely no legal standing and would either be ignored or perhaps the DMV would send you a return letter explaining the legal steps you need to take to accomplish that goal. Common sense tells you that this is the...
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    Car insured but owner does not drive?

    True, IMO she isn't legally incompetent. But that is something that can change quickly. This seems far afield from my original question, but to ease your mind, I have a durable power of attorney for my mother that includes real property. I like to include her on any decisions that involve...
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    Car insured but owner does not drive?

    So does that mean there are actually at least 4 categories on an insurance policy? (Because I have never seen a policy owner listed.) Policy Owner Named insured Listed drivers Excluded divers But perhaps therein lies the explanation. The following seems more plausible than anything else...
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    Car insured but owner does not drive?

    As I said earlier, she doesn't have any keys to a car. So that pretty much solves the problem. Now days I don't think she is even inclined to attempt to drive, but I feel safer in control of all keys. I think it's 50/50 whether she would pass a driving test, she failed the first time last...
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    Car insured but owner does not drive?

    That's true, however it's also her normal personality when younger.
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    Car insured but owner does not drive?

    :), Three years ago, I left for a month to visit Thailand. During that time my brother was stopping by once a week, friends were stopping by to check. My mother wanted to go to the bank with my brother, She didn't know where the bank was, it had moved. My brother took away her keys, but she...
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    Car insured but owner does not drive?

    I said it's possible that happened 14 years ago. I never liked it that they had my name on the policy without my middle initial. The middle name (initial) is the only thing that really distinguished my name from my fathers. I was concerned so over 10 years ago so I made sure it was correct as...
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    Car insured but owner does not drive?

    I can ask again, but so far they let me to all of those things. Lot's of sites on the internet disagree with you. Can you provide a reference that says you are right? ================================================ A named insured is mostly the owner of the car insurance policy. The named...
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    Car insured but owner does not drive?

    That was a concern of mine. I wonder if joint ownership changes that? Probably just easier to transfer title and eliminate any possible problem.
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    Car insured but owner does not drive?

    That's not correct at all. A named insured can change the policy at will. I could cancel the policy, change any of the terms, add or subtract cars, add other listed drivers, etc. However, it could be that to remove a named insured, the policy would have to be canceled and rewritten.
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