Recent content by FreedomFighter86

My family owns lots of cars some being restored and others on the back burner. We have several cars covered. Some cars never had coverage. The agents told us all the cars required coverage so we listened and got the coverage they told us was required to keep us legal. We never asked for or...

"https://i.ibb.co/nf052ZN/proof-of-only-fire-and-theft-coverage-pic-1.jpg" i dont wanna type out a whole page again. So i will just explain the pic. Top left shows 3 vehicles. 01, 02, and 03 01 shown mid page has bodily property medical uninsured and 100 dollar deductible 02 and 03 shows no...

ohh i got proof of no liability on these cars that only had fire and theft coverage i will show u now. Its kinda blurry too but clear enough to show what had liability and what didnt.

Right !!!! They never could have verified i met the requirements of the law. Because fire and theft does NOT meet the requirements of the law. I only went with their implied requirements of the law cause they told me it would meet the requirements of the law.

So why would i sign a paper saying AFTER REMOVAL OF FIRE AND THEFT COVERAGE NOW i fail to meet the laws requirements? As i mentioned prior most of this was verbal. The this paper only shows i had a coverage i never asked for or wanted and why i cancelled it once i learned fire and theft was NOT...

https://i.ibb.co/W0Q92Zg/proof-they-implied-fire-and-theft-met-ohio-law-requirements.jpg" my camera sucks this is about as good a pic i can get and my scanner is on the fritz. The pic isnt great so im gonna type out exactly what is states. EFFECTIVE DATE OF CHANGE: 10/30/19...

i can show you a copy of my insurance policy clearly showing these 4 cars in question never had liability coverage if that is what your asking for.

Well i have no proof, they told me verbally that i must maintain (fire and theft) coverage to meet the laws requirements cause it was over the phone or verbally in person. I did read about my state law for wiretapping and my state has a "One Party Consent" and i can try to get a recording of...

So since my agent mislead us to believe the law required us to carry fire and theft protection to meet the requirements of law and was intentionally misleading just to get more money from us, Is there any kind of recourse to recoup our money and to prevent this from happening to others who use...

This was only fire and theft and nothing more.

No these are cars my family own. These cars are not registered and not road worthy yet. We restore older cars and it takes years sometimes to get them back on the road. The agents told us we had to keep layover (fire and theft coverage) regardless if these cars where gonna be registered and...

ohh i my mistake this is about personal auto insurance in ohio.

ohh sorry im not a business.

Its an insurance agency for auto insurance

What kind of recourse do i have when i believe my insurance agent mislead me about state law to get me to add coverage i never needed or wanted? My agent(s) told me i needed FIRE AND THEFT COVERAGE (LAYOVER COVERAGE) to meet Ohio state law, OHIO FINANCIAL RESPONSIBILITY LAW. Which is untrue as...