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Recent content by hulingsd

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  1. H

    Rental Nightmare

    Thanks. I rudely deleted it to avoid confusion but I'll just delete this one too since I'm continuing to screw this up.
  2. H

    Rental Nightmare

    It wasn't meant to be rude. It wasn't a helpful post and contained a lot of misguided information. The title of it said "uninsured" and I now understand that I WAS insured. The original post was long and I was whining through the whole thing. I didn't realize it was a crime to start over. Sorry...
  3. H

    Rental Nightmare

    I think it's better to delete the original post as it was mostly emotional and didn't cover the facts. I now have more information and understand more about the advice I need.
  4. H

    Rental Nightmare

    What is the name of your state? Georgia I'm coming back to this topic before pursuing a lawyer. My emotions have calmed down and I've learned more and understand the situation better than I did in my previous post. This happened in April of 2018 (Friday the 13th if you can believe it!) I was...
  5. H

    Do I have to carry the same liability limits on my car insurance policy that my landlord has on their homeowners policy?

    Hahaha, yes. I still plan on moving. I am just blown away by this and it's a good sign that my time here has come to and end. Thank you!
  6. H

    Do I have to carry the same liability limits on my car insurance policy that my landlord has on their homeowners policy?

    That makes sense to me. They did the same for my mother and I who share this apartment. I just can't comprehend why it has anything to do with my LL. So update: I spoke with the actual insurance company and they believe it was a misunderstanding. They did not realize we were tenants living in...
  7. H

    Do I have to carry the same liability limits on my car insurance policy that my landlord has on their homeowners policy?

    Central refers to their central division (as I understand it) not an insurance company. Unless I've missed something.
  8. H

    Do I have to carry the same liability limits on my car insurance policy that my landlord has on their homeowners policy?

    Oh I have. I don't know who the actual insurance company is, I can only speak with the broker. Makes me wonder if the broker is helping her lie about the situation. Seems far-fetched and I hate to think ill of her, but when something doesn't make sense it usually isn't right.
  9. H

    Do I have to carry the same liability limits on my car insurance policy that my landlord has on their homeowners policy?

    That's what I've suggested too. The only info they have is my name and whatever she may have supplied them with. Here is their demand which says "as long as she's living in the home" but my LL swears they know I'm a tenant and I called the broker this morning (the woman on the email thread) to...
  10. H

    Do I have to carry the same liability limits on my car insurance policy that my landlord has on their homeowners policy?

    I did fail to mention that if I don't provide proof of a $500,000 liability limit by 6/14/19 they will add me to her policy automatically. So they're backing her into a corner as well.
  11. H

    Do I have to carry the same liability limits on my car insurance policy that my landlord has on their homeowners policy?

    Yes, month to month. Had she approached it differently, I might have That's my thought as well, I've been renting for 15 years. And I've never ran into this. It's just driving me crazy because I love where I live and we've never had issues. But this year, the rain washed away a huge portion of...

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