Recent content by jackgui

According to the HOA rule book, my insurance company has been successful in pursuing the recovery of the damage based on their estimate. However it is only a small portion of the total bill. They won't represent me to pursue further as the rest of bill is not in my insurance coverage (mold and...

what are the HOA's liability here? The CCR defines perimeter walls are part of condo unit. but the structure/ insulation between the ceiling and my ceiling shall be common area. Thanks.

The neighbor's insurance refuses to pay for the damage. and HOA has put on the repair bill to my account. My insurance agent is not trying to subrogate. She is saying only a small portion -- drywall and paint may be covered (less deduction). But just the bill for the mold control alone is $6000...

@justalayman Thanks for you explanation. We ever complained to HOA about loud water noise last year. Neighbor refused the plumber appointment. Could it be seen as negligence? The problem is that neighbor is trying to pin the "negligence" argument to me and my family, hence arguing the full bill...

What is the name of your state? CA My upstairs neighbor s toilet was leaking around wax ring area. The leak caused my bathroom ceiling to ‘sink’. There was no sign of water damage. We called emergency hotline to get HOA plumber to check. It turns out the accumulated water put weight on the...