Recent content by JenniferLynn2000

Yes, I relied on what I was told, as he sat next to me and showed me the cashed check, claim info, etc. He was relaying the situation since he had gotten new homeowner’s ins and the cost had a significant increase due to her claim. It’s not a complicated situation, and he isn’t looking at legal...

And what kind of policy were you under? Government (Medicare/Caid) or commercial/individual?

Doubtful. It‘s more likely she kept it to push off having to get one of those pesky job things by a few more months.

I didn’t realize that homeowners aren’t required to make the repairs when a claim check is cut. Of course, it could vary by policy, but very few people own their homes outright. I’d assume that if a bank owns any part of your house, a part of the mortgage and homeowner’s insurance requirement...

Thank you - I say “rent” because she wasn’t able to write off / deduct anything related to the house on taxes until she refinanced it. And he wasn’t able to to get a new primary mortgage in his name until the same. So yes, legally it was hers to refi, but she was making payments against a loan...

His sister. She was awarded the right to refinance the home in her name, however she didn't do so for months after the claim was made. The HO policy was in their name, so her claim (that she failed to tell him about) impacts his new homeowner's insurance cost. He was still paying the mortgage...

Ex Wife was awarded the marital home as a part of the divorce in Feb 2018 - she was not on the title or deed of the house, but was on the homeowner's policy. Mortgage remained with the husband until July 2018 when ex wife refinanced. In March 2018, ex wife filed a homeowner's claim for roof...