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Recent content by Jeremy08

Accident - Bankruptcy - Criminal Law / DUI - Business - Consumer - Employment - Family - Immigration - Real Estate - Tax - Traffic - Wills   Please click a topic or scroll down for more.

  1. J

    New Debt During Chapter 13 Contract for Deed

    I don't mind honestly if they take more for my raise. I didn't want my land to be an issue. Screw my raise. If I need help I have family. I want my land. If I am ever homeless I can at least pitch a tent! Land is more important than a lot of money. As long as you can pay the taxes.
  2. J

    New Debt During Chapter 13 Contract for Deed

    A lot of hunters are nimrods. They see the little flags on the ground from the survey and ask who is belongs to...small town....since I'm buying it people say me. Word travels fast and they know it was a huge estate and "someone" didn't survey off the best hunting piece for nothing. I've had...
  3. J

    New Debt During Chapter 13 Contract for Deed

    I'll go for whatever my lawyer works up. If not. I'll just get out of the BK. But the argument can be made that the land is purchased from money legally allotted to me for anything. I could spend it at the casino every month if I wanted. I can't sell the land. I also can't build on the land. I...
  4. J

    New Debt During Chapter 13 Contract for Deed

    I will. I will also just get out of my BK if I want. If you aren't a BK attorney your advice is just what you think or google. Thus, free advice. I don't want to be in the BK. So if I am told no I can't do what I want to do...I'll dismiss it. Which is not impossible. Nothing is impossible...
  5. J

    New Debt During Chapter 13 Contract for Deed

    I do have the money in savings. But it would be stupid to clean that out when I can make smaller payments. What if I need a new AC unit? My house has two. What if I need a new roof (I do on part of my home). Last fall it cost 10 thousand to roof one part of my home. I have three separate roofs...
  6. J

    New Debt During Chapter 13 Contract for Deed

    Also, the property doesn't belong to me. It is written it belongs to the owners until I satisfy the agreement. And that they will pay the taxes and insurance on the property, not me. It is not MY property until I pay for it in full. I also cannot build any structures on the poperty and as...
  7. J

    New Debt During Chapter 13 Contract for Deed

    I have this information. No, I have not gotten a raise YET. I WILL be in the foreseeable future. My attorney said don't worry unless it is substantial...just today. My plan is built in to where I must report my income tax return. Although I pay a little extra every month so the trustee won't...
  8. J

    New Debt During Chapter 13 Contract for Deed

    Thy attach liens to all kinds of crap. I only had 13 grand in total debt. The "stay" was a time biding maneuver to stop a foreclosure. I've been sued twice by CC companies. They put a lien on my home and then garnished my wages. It was like a thousand dollara total. I never noticed it missing...
  9. J

    New Debt During Chapter 13 Contract for Deed

    Nope, nothing was fraudulant. Lowering your monthly payments to cable and phone companies and changing car insurance companies can free up a couple hundred. Nothing illegal about that. The money they allot for food, it was 400.00 a month, I cut it in half by forcing myself to eat less. I lost 30...
  10. J

    New Debt During Chapter 13 Contract for Deed

    I understand I should get off the computer and call my lawyer and do exactly what he says to do. Which was from day one NEVER call my trustee. Let HIM deal. The squeaky wheel gets the grease was another thing he said. The man has been a bankruptcy lawyer for 20 years, just bankruptcy. I think if...
  11. J

    New Debt During Chapter 13 Contract for Deed

    All I know is I refuse to pay this inside the plan. I pay my current mortgage outside of it. I will pay it with the menial disposable income they left me, legally, and if they want me to "justify" any purchase, and that justification isn't enough, well, I can get out of my bankruptcy in one day.
  12. J

    New Debt During Chapter 13 Contract for Deed

    The contract is binding, signed and recorded. It was created by a lawyer. If I default the land can be foreclosed or I can sign my right back to the owner and avoid foreclosure. They can give me my money back or however we decide to do it. I don't even pay the taxes on it until it is mine.
  13. J

    New Debt During Chapter 13 Contract for Deed

    Uh, thanks. I have a lawyer. How do people think I am in a bankruptcy. He's just retired and hard to get ahold of. Also, he told me never contact the trustee for anything. That HE will contact them and for ME and do all the paperwork. The exact verbage was "The Trustee is not your friend. You...
  14. J

    New Debt During Chapter 13 Contract for Deed

    I'll try to get ahold of my lawyer who still ha does my case but is not available and tell him. I am not calling a trustee. He can
  15. J

    New Debt During Chapter 13 Contract for Deed

    I am paying 100% back on my mortgage default and my cars. But my credit cards are getting 1%.

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