Recent content by juliedealer

What is the name of your state? Indiana Is it possible to buy a supplemental health ins plan? My employer provides health insurance, but appears to be seriously lacking, many of my co-workers complain about the plan. Can I buy a plan to supplement my employers plan? thanks

What is the name of your state? Indiana I just purchased my first home last year. I am 51 years old and have a 30 year mtg. I have no children but would like my neice to inherit upon my death. I've just received an offer in the mail for "Mortgage accidental death insurance" from Minnesota...

What is the name of your state?What is the name of your state?What is the name of your state?What is the name of your state? IN Years ago I prepared payroll taxes. Back then an employer payed a reduced Fica rate on tip wages. Is this still the case? example......employee tax.....employer...

What is the name of your state? IN In April I went to a lender to be pre-approved for a mortgage. At that time I had not found a home, but I knew that I would not require a mortgage for more than $xx,xxx. So the lender created a GFE (Good faith estimate) based on a non-existent home for that...

What is the name of your state? Indiana A friend called me panic strcken this morning. He's been contacted by a collection agency about some bad checks. He says the checks were written by his ex-wife after their divorce. He had no knowledge of the checks but knows he had NOT removed his...

What is the name of your state? IN Are the bankruptcy laws just to protect a person against collection of a debt? or does it erase the debt? The reason I ask is: is my IIB accounts are shown as "delinquent" (meaning the payment is overdue or late, but there is reasonable expectation of re-...

What is the name of your state? IN My mother passed away. I had been her attorney in fact, and my name is on her savings account. It is a small amount of money, 1400.00. Can I claim this money?

What is the name of your state? IN I filed and received discharge for BK in 2001. In reviewing my current credit reports, I see that Equifax reports all my IIB (8 in total) as "open" accounts. The number of open accounts has a directy bearing on my FICO scores, which has a direct bearing on...

What is the name of your state? Indiana A credit reporting agency has requested a copy of my BK papers in order to correct some information that I have disputed. First, will they actually accept a document from me to correct accounts? Second are there any problems with giving them a copy ...

What is the name of your state? Indiana I've decided that probably my only resort is to take the offending CRA to court. Can I take them to small claims court? This concerns the reporting of accts that I filed bankruptcy on. They persist in reporting incorrect information, even after...

What is the name of your state? IN I'm reading my Credit report and Bank of America has a remark "purchased by another lender". This apparently means sold to a collection agency. This only appears AFTER I filed for BK. I'm concerned they might 1) try to collect at a future date 2) just try...

What is the name of your state? Indiana What are the affects of getting a seat belt ticket ? Is it going to be on my driving record? Will it raise my insurance rates? thanks Julie

What is the name of your state? Indiana As I revue my CR I am a bit confused, May 1, 2001 filed for BK May 11, 2001 Court granted Automatic Stay May 20, 2001 personally mailed copy of Stay to creditors June 13, 2001"Meeting of Creditors" Aug 13, 2001 BK granted by court I paid all my bills...

What is the name of your state? Indiana I found this thread on another bulletin board http://consumers.creditnet.com/straighttalk/board/showthread.php?s=&postid=340775#post340775 And it reaffirmed a nagging question I had in the back of my mind. Are the reports we see the same as the one...

What is the name of your state? Indiana I'd rather not waste time applying for credit with companies that have a policy of not extending credit to those who have a BK. do you know of any companies that just don't after a BK no matter how long ago? Thanks Juie