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Recent content by LdiJ

Accident - Bankruptcy - Criminal Law / DUI - Business - Consumer - Employment - Family - Immigration - Real Estate - Tax - Traffic - Wills   Please click a topic or scroll down for more.

  1. LdiJ

    Trust development in land gifting issue

    I agree that you can't really "mess up the gift" but depending on what rights are retained, it might cause problems in getting a mortgage. However the OP doesn't seem to want to answer any question and that doesn't help us give good advice. I still would like an answer to my question about...
  2. LdiJ

    Oregon firearm eligibility after CA dismissals

    I am confused. If you were convicted of a felony a judge could not just dismiss the case. It could perhaps be expunged, but not dismissed. It could also be overturned on appeal, but again, not dismissed. Are you saying perhaps that the judge granted you a new trial and as part of that it was...
  3. LdiJ

    Trust development in land gifting issue

    What do you mean be "saving some trees"? Do they want the authority to prohibit you from cutting down any trees or do you mean something else? If you intend to build on the land you may find it very problematic to have to have parental permission to cut down any trees.
  4. LdiJ

    Mortgage Servicer asserts that I missed a payment and keeps tacking on late fees even though I have never missed a payment.

    I had problems like that too back in the day where they used coupon books. I haven't had that kind of problem since they went to monthly billing. jimmy67 is it possible that due to a timing issue that they treated one of your payments as an extra payment to principal instead of a regular...
  5. LdiJ

    Mortgage Servicer asserts that I missed a payment and keeps tacking on late fees even though I have never missed a payment.

    How much money are we talking about? Are they tacking a late fee on every month?
  6. LdiJ

    Help with Form 1099-A

    I concede that I did not ask if it was rental or investment property. You are correct, the tax treatment there is different than a primary residence. I totally get your frustration with cleaning up messes made by tax preparers. I spend a great deal of my off season doing just that myself and...
  7. LdiJ

    Help with Form 1099-A

    I find that reply to be a little offensive. However, I also find it to be typical of the rare occasions when I disagree with you. The OP can certainly consult with a tax professional of their own.
  8. LdiJ

    Limiting Number or Percent of Rentals in HOA

    51% is significantly different than a 75% requirement to amend CC&Rs. Although I am not sure that I agree that condos not being eligible for FHA financing means that no financing at all would be available.
  9. LdiJ

    Auto ownership both names on title

    Can you refinance the car to put the loan in your name? I also have noticed that you have not answered the question as to who has been actually paying the car loan and other expenses (like car insurance). If it was you, many people would have a different opinion than if it was him.
  10. LdiJ

    Limiting Number or Percent of Rentals in HOA

    Not unless the required number of homeowners agreed to amend them.;) That will never happen in my cousin's community. They already tried and failed, badly.
  11. LdiJ

    Limiting Number or Percent of Rentals in HOA

    I said I was not sure. Not sure means I don't know for sure if it would or wouldn't be. I know that it would be an extremely burdensome thing to force an individual homeowner to do...or an absurdly expensive thing for an HOA to do every time a homeowner wanted to rent their home out. However...
  12. LdiJ

    Limiting Number or Percent of Rentals in HOA

    I am not sure that kind of requirement would even be legal. However, I am pretty sure that its 75% to pass the amendment.
  13. LdiJ

    Help with Form 1099-A

    I disagree that the "sale" of the home should be reported as a gain or loss if this was their personal residence. I was under the assumption from his wording, that it was his personal residence. I would agree that one would report the "sale" of the residence if it were a rental property or an...
  14. LdiJ

    Limiting Number or Percent of Rentals in HOA

    It would be a LOT of work to 1) get the contact information for every homeowner's mortgage company (many homeowners would not want you to have that information, even ones that would ordinarily be in favor of the amendment) contact those mortgage companies and hope that you can find out who in...
  15. LdiJ

    I got charged for a felony level criminal threat but then i got released becsuse it was a "dry run" what does that mean?

    It appears to be used in two distinctly different circumstances by law enforcement. If you google "how is the term "dry run" used be law enforcement?" you can read up on both circumstances.

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