Recent content by minnesotakent

Minnesota I am the president of a local union. A member of my union approached me with an allegation that two members of the union have been getting reimbursed by more than one organization for the same expenses and have also claimed these reimbursed expenses as union/business on their income...

Minnesota In January, 2007 I sold a house. About 2 months before selling the house I had a new septic system installed because the old system failed inspection. The new septic system was installed by a licensed installer and passed the county inspection. In the 2 months I lived in the house...

Minnesota I did some work for a company last year that reimbursed me for mileage and meals. I received form 1099-MISC from them and they have included all money paid to me (money earned for the work, mileage, and meals) on the form. When I do my taxes, should I only claim the amount earned...

What is the name of your state?Minnesota I am a teacher. I am also the building union representative. We are having a pay problem. We are often asked to subsititute teach for teachers who are gone. Our contract clearly states that we are to receive $20.69 PER CLASS when we substitute teach...

Minnesota I'll try to keep this simply. I received a civil summons. I answered the summons. The opposing attorneys replied to my summons. I sent them an amended answer with a response to their reply. The opposing attorneys have a reputation for receiving summary judgments. My answer had...

What is the name of your state? Minnesota I will be filing chapter 7 in a few weeks. I have a 403B that has about $2100 in it. I was told by the investment company that I am not allowed liquidate the account. However, I am allowed to take out a loan using the account as collateral. I do not...

Minnesota My wife and I will be filing chapter 7 soon. In the meantime, when I receive a letter from a collection agency I send them a request for validation along with a cease and desist request. I send the letters certified with return receipt. One of the collection agencies has refused...

What is the name of your state?Minnesota Here's the situation: My wife and I will need to file BK this summer. Minnesota exemptions allow for one car with a limit of $3,600. Since we will be filing as a couple we can double the exemption limit. We own three cars that are fully paid for. One...

Minnesota My wife and I will be filing bankruptcy this summer. We are behind on credit card payments. At least one credit card company is calling my work and asking to speak to my wife. My wife has never worked there. The calls are occuring several times every day. The secretaries are...

Minnesota My wife and I will be filing chapter 7 this summer. After determining our income and our expenses and cutting expenses down as far as possible, our expenses will still be about $350 more per month than our income. I owe about $24,000 on my student loans, the interest rate is...

Minnesota Here is the situation: I work in a school . A coworker of mine (another teacher) reported a terroristic threat a student made at school. She received a subpoena to appear in court at the student's trial. The school district is requiring her to use a personal leave day to attend...

Minnesota I am a school teacher. Our contract requires us to work 8 hour days. The school board approved work hours are 8:00 until 4:00. Our contract also says that the day before a non-working day we can leave after the buses leave. The buses usually leave at 3:15. A few weeks ago I...

What is the name of your state? Minnesota I teach sixth grade math. Last week I had a "stabbing" in my classroom. The parents of the boy who did the stabbing are trying to nail me with a charge of lack of supervision in my classroom. The parents are claiming that their son acted in...

Minnesota My wife and I had planned on filing bankruptcy soon. Just to make sure we had every debt listed we ordered copies of our credit reports. After getting copies of our credit reports we discovered that the vast majority of our debt is listed only on her credit report. There are many...

Minnesota How long should a person wait after using credit cards before filing bankruptcy?