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Recent content by oohlalaw

Accident - Bankruptcy - Criminal Law / DUI - Business - Consumer - Employment - Family - Immigration - Real Estate - Tax - Traffic - Wills   Please click a topic or scroll down for more.

  1. O

    Insurance broker “accidentally” signed us up for a policy

    We'll try to catch the broker at his office this week to sort things out. Thanks for your helpful comments!
  2. O

    Insurance broker “accidentally” signed us up for a policy

    We have received similar/acceptable quotes from a few other companies, plus have lost confidence in the broker in question so will not sign up with him. We will stop by his office this week to sort things out. Thanks for the input!
  3. O

    Insurance broker “accidentally” signed us up for a policy

    Our current policy is in effect and will expire on March 11; the company is no longer offering HOA insurance with fire coverage in our area and sent a Notice of Nonrenewal. When we first spoke to the broker in question, he said as it was more than 2 weeks until March 11th, it was too early to...
  4. O

    Insurance broker “accidentally” signed us up for a policy

    State is California where many HOA policies are not being renewed due to fire coverage. I spoke with a few insurance agents last week, and they supplied quotes. We have not signed any documents for homeowners insurance yet, but yesterday when I mentioned to one of the brokers that a photographer...
  5. O

    Stock Purchase Agreement is somewhat confusing

    That's in the works.
  6. O

    Stock Purchase Agreement is somewhat confusing

    Thanks very much for your interesting and insightful reply! Aha, we hadn't considered this: " what it means is that if the purchase is made using something other than cash, the board will in good faith value the property being used for the purchase. He still gets $7,500 for the stock, the...
  7. O

    Stock Purchase Agreement is somewhat confusing

    Thanks very much. Appreciate your helpful reply. You are right, it will help us know what to ask about.
  8. O

    Stock Purchase Agreement is somewhat confusing

    I have some questions about a California Stock Purchase Agreement. The main thing we wonder is if the contract is typical/standard, or if my cousin Tim should request a few changes in the language/content. Apologies in advance if some of the questions seem silly or if our assumptions are wrong...
  9. O

    Is everyone on a car title liable for damages, lawsuits, etc.?

    Thanks for the clear and thorough reply!
  10. O

    Is everyone on a car title liable for damages, lawsuits, etc.?

    In California, would it be risky to be listed on the car title of a car belonging to someone else? In other words, is everyone on the title liable for any damages, lawsuits, etc. associated with the vehicle? Thanks.
  11. O

    How can a taxpayer get more info from the IRS about a very vague IRS letter?

    Some relatives in California (a married couple) were expecting their federal tax refund by now. They reside in California and received their Calif tax refund already. Yesterday they received a very vague letter from the IRS saying the refund can't be issued because something was missing on the...
  12. O

    Question about using arbitration vs small claims for construction issue

    Hello. I am familiar with how small claims works and would like to know what to expect in case we use arbitration in California instead. We were told by a county investigator that we can choose between having a builder's license disciplined, arbitration or small claims. An actual civil case...
  13. O

    Construction appeal to the Calif Dept of Insurance

    Is it possible to initiate an appeal with the California Department of Insurance (Los Angeles), with respect to a construction issue, or if not, where can this be done? Claimant (who is a friend) could not find a link to file an appeal on the website www.insurance.ca.gov. I took a look and...
  14. O

    Is a contractor's bond adjustor a neutral party?

    Is a licensed contractor’s bond adjustor a neutral party or on the side of the builder? Background: This refers to California law and problems with a licensed contractor who did some grading without obtaining a permit, without erosion control and who damaged the parcel in question in that it...
  15. O

    When can construction commence (30-day clause)?

    This pertains to California. I would like to know how to interpret the 30-day clause concerning submittal of construction plans for approval in this language of the CC&Rs (I added the bolding to the last line): “ARCHITECTURAL CONTROL: No building shall be erected or altered on any lot until...

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