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Yes, the company entered into a contract as did you. Have you read the entire contract? Odds are they have several outs for themselves in the contract.
If the changes in payment date were agreed upon, then you use the 5/6/23 date. The form is asking for a date(s) so the verbiage you propose really doesn't fit.
I think you are likely in the clear. And I certainly wouldn't be the one to bring up life insurance if his ex isn't.
When you say you owned the house do you mean your husband never paid for anything related to it.
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