Recent content by Purpleroyalty68

I thank all of you so much! I am at my wits in!! I don’t know where to turn. I love these kids but it has been extremely difficult.

Sad to say but my sister was a meth addict and died from an overdose. Not sure who the fathers are not sure if my sister knew. My mom and I were taken turns raising the kids until March of last year but my mom is very sick and is 78 yrs old. So it now solely falls on me.

No I haven’t. I never thought about that because my sister never worked.

Oh , I’m sorry . Thanks for your help! You are correct never thought about it that way!

Ok. Why do you feel chapter 13 is more appropriate? My income for my family size of 4 is just slightly above the median for my state but I easily qualify after the means test.

I have taken on the responsibility of my recently deceased sister’s 3 minor children one of which is special needs. They came with absolutely nothing, I had to purchase beds clothing EVERYTHING. Plus medical expenses. Thus the higher than usual credit card debt! It is getting increasingly hard...

My track record??? I have never been late on any payments for anything and currently have a FICO score of 750 which isn’t too bad!

Insurance said it was mechanical issue. I was out of town caring for a sick relative. Car was parked. When I got back the car wouldn’t start mechanic said it was foreign substance looked like sugar but anyways the entire fuel system needs to be replaced possibly parts of the engine. The...

What is the name of your state? TN I am considering filing chapter 7. I have 80k in credit card debt and a $730 car payment that has 22 payments remaining. The car is a 2016 and was in really good shape until vandals put sugar in my gas tank making the car inoperable. I need a car ASAP. My...